{"id":74,"date":"2026-10-04T11:00:00","date_gmt":"2026-10-04T11:00:00","guid":{"rendered":"https:\/\/www.moghaddam.ca\/blog\/?p=74"},"modified":"2026-10-04T11:00:00","modified_gmt":"2026-10-04T11:00:00","slug":"home-affordability-finds-its-footing-but-rising-rates-could-change-that","status":"publish","type":"post","link":"https:\/\/www.moghaddam.ca\/blog\/2026\/10\/04\/home-affordability-finds-its-footing-but-rising-rates-could-change-that\/","title":{"rendered":"Home affordability finds its footing, but rising rates could change that"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>We\u2019re seeing a notable shift in home affordability across Canada, primarily driven by a decrease in home prices\u2014especially in markets like Toronto, Vancouver, and Montr\u00e9al. Although the average five-year fixed mortgage rate climbed to 4.55% in August, the effect on most monthly payments has been minimal so far. As someone who has guided clients through more than 450 real estate transactions, I know how quickly the landscape can change when rates fluctuate. Staying informed about these market dynamics is essential for anyone planning their next move. With deep experience in both residential and commercial sectors, I\u2019m committed to helping clients navigate opportunities and challenges with clarity and confidence.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.mpamag.com\/ca\/mortgage-industry\/market-updates\/home-affordability-finds-its-footing-but-rising-rates-could-change-that\/590137\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>We\u2019re seeing a notable shift in home affordability across Canada, primarily driven by a decrease in home prices\u2014especially in markets like Toronto, Vancouver, and Montr\u00e9al. Although the average five-year fixed mortgage rate climbed to 4.55% in August, the effect on most monthly payments has been minimal so far. As someone who has guided clients through [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":75,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-74","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.moghaddam.ca\/blog\/wp-json\/wp\/v2\/posts\/74","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.moghaddam.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.moghaddam.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.moghaddam.ca\/blog\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.moghaddam.ca\/blog\/wp-json\/wp\/v2\/comments?post=74"}],"version-history":[{"count":1,"href":"https:\/\/www.moghaddam.ca\/blog\/wp-json\/wp\/v2\/posts\/74\/revisions"}],"predecessor-version":[{"id":76,"href":"https:\/\/www.moghaddam.ca\/blog\/wp-json\/wp\/v2\/posts\/74\/revisions\/76"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.moghaddam.ca\/blog\/wp-json\/wp\/v2\/media\/75"}],"wp:attachment":[{"href":"https:\/\/www.moghaddam.ca\/blog\/wp-json\/wp\/v2\/media?parent=74"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.moghaddam.ca\/blog\/wp-json\/wp\/v2\/categories?post=74"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.moghaddam.ca\/blog\/wp-json\/wp\/v2\/tags?post=74"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}